OH NO! JUST 100 DAYS TO GO TO CHRISTMAS – LET STROUD VALLEYS CREDIT UNION REDUCE YOUR STRESS AND MONEY WORRIES THIS CHRISTMAS
Although most of us are grasping onto the last days of summer and that event beginning with ‘C’ is the last thing on our minds, Friday 15th September will be the 100th day before the annual frenzy of buying, eating and spending far more than intended. With 21% of people in the UK using credit to fund the cost of Christmas, and 2 million so worried about the cost that they cancel Christmas altogether, Stroud Valleys Credit Union + Wotton Community Bank are urging people to use its savings accounts to put aside money and make meeting the cost less painful.
A typical family spends £796 at Christmas, according to surveys by YouGov which is far more than many December pay packets can stand and lots of people end up borrowing to try to provide that ‘perfect’ day.
Putting aside some money each month from now until Christmas will build up savings which can help cover the costs and ease any potential money worries come the New Year. In addition, anyone who has a savings account can apply for a loan with an interest rate competitive with those offered by the big financial institutions and lower than those charged by payday lenders, should some extra help be needed to cope with buying presents, food and the many other trimmings.
Opening an account is easy and simple and can be done in person with one of the credit union’s cashier’s or online at http://svcu.org.uk/. Regular payments can be made in person at the office or through a standing order. Stroud Valleys Credit Union has a number of branches: the Old Town Hall, The Shambles, Stroud; the Chipping Club Room in Chipping car park, Wotton-under-Edge; Berkeley Town Hall; Barnardo’s (next to Dursley Primary School), Dursley; and The Arkell Community Centre in Forest Green, Nailsworth. Times of opening are on the credit union’s website http://svcu.org.uk/contact/.
The organisation is run by trained volunteers who live in the Stroud district and offers a real alternative to the big financial institutions, helping to keep money within the community and to support the local economy to grow. Tel: 01453-298785 for more information or visit the website.
We now offer you the option of joining Stroud Valleys Credit Union online
Please note our new opening times
From 10th April 2017 our Customer Service Point at Stroud’s Old Town Hall will be open from 11am to 1pm on Monday to Saturday. This will allow us to respond to your enquiries and requests even more promptly. All of our opening times can be found on our contact page.
Can you help us to build our marketing and publicity team?
We are searching for volunteers to help us to build an effective marketing and publicity strategy. We need people with imaginative, constructive ideas who can help us to make the most of a limited budget! If you think you could help, click here to read the full volunteer description and register your interest.
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