At SVCU we put our customers first. We believe in being transparent and straight-forward from the word go.

We specialise in small loans lending up to £7,500. You can repay your loan over a period of up to 5 years for most loans. Repayment period for Christmas and holiday loans is 12 months. Our interest rates start from 8% APR (representative) and will vary according to how much you borrow and your circumstances.

We’re only permitted by law to lend to our members so you’ll need to join first – but this is simple.  See our joining page or join online. You can join and apply for a loan at the same time.

We offer 4 different loan types depending on your savings and loan history.